Nobody likes the idea of paying for health insurance, that is, until you unfortunately get hit by a speeding minibus or a small graze turns into a life-threatening infection, at which point you will practically pay any amount to receive the best healthcare possible. But the best healthcare can be extremely expensive or potentially not even available in Cambodia, meaning you need to be medically evacuated to Bangkok or Singapore which alone can cost anywhere from $15,000 to $100,000+
Intensive care bills in international hospitals, both in Cambodia and neighboring countries, can run into the hundreds of thousands USD, with most hospitals requiring a hefty initial deposit or confirmation from a health insurer that they will cover the costs.
If you do not have health insurance and don’t have access to a large sum of funds that can be accessed and transferred to the hospital, your only hope is to start a GoFundMe and pray for the best. Trying to raise funds is the last thing you want to be doing when you are facing a life-threatening injury or possibly even unconscious.
There are various insurers and insurance brokers in Cambodia, such as Expat International, who can give you better health insurance recommendations based on your personal needs and budget.
Dental care is very reasonably priced in Cambodia, and you can easily travel to Thailand for dental treatments too, so when you are looking to buy expat health insurance, you can consider a plan that doesn’t include dental cover.
